PRIVACY POLICY

Last updated: October 1, 2026

1. Introduction and Scope

Broad Reach Financial Services INC (“Company,” “we,” “us,” or “our”) collects and uses personal information to provide our website and financing advisory services. We are not a lender and do not make credit decisions.

This Policy applies to information we collect online and offline when you use our website, apply or pre-qualify, communicate with us, or receive our services.

2. Information We Collect

2.1 Information You Provide Directly

We may collect information you submit, such as contact details, business details, identifiers (including SSN/EIN and government ID), date of birth, financial and credit-related information, the funding you seek, application materials, and communications with us.

2.2 Information Collected Automatically

We may collect website/device data such as IP address, device and browser information, timestamps, pages viewed, referring source, approximate location, and other usage data collected through cookies and similar technologies.

2.3 Information We Receive from Third Parties

We may receive information from third parties such as credit bureaus, identity/fraud services, lenders and funding partners, banks, referral/finance partners, service providers, and public sources.

2.4 Credit Inquiries

Pre-qualification may involve a soft credit inquiry, which does not affect your credit score. A hard inquiry typically occurs only if you authorize it or apply with a lender/funding partner.

3. How We Use Your Information

We use personal information to provide and improve the Services; evaluate and pre-qualify requests; match and connect you with lenders and funding partners; communicate with you; verify identity; detect and prevent fraud; provide support; send service messages; send marketing and SMS where permitted and where you consent; keep records; comply with law; and protect our rights. Lenders and funding partners make their own approval decisions.

4. When We Share Your Information

We may share personal information with: (a) lenders and funding partners to evaluate, process, and facilitate requested funding options; and (b) service providers that help us operate our business (e.g., hosting, CRM, identity/credit, fraud/security, communications, storage, and professional advisors). We may also disclose information for legal/safety reasons or in connection with a business transaction.

We do not sell personal information for money. If a disclosure is treated as a “sale,” “sharing,” or targeted advertising under certain state laws, you may have the right to opt out by submitting a request under Section 9.

5. Cookies and Tracking Technologies

We use cookies and similar tools for essential site functions, security, analytics, and (where used) marketing/advertising measurement. You can control cookies in your browser; some features may not work if cookies are disabled. Where required and supported, we honor recognized opt-out preference signals.

6. SMS and Mobile Information

If you opt in, we may send you service and application updates and, where you separately consent, promotional texts. Message/data rates may apply; frequency varies. Reply STOP to opt out and HELP for help.

Mobile opt-in data and consent are not shared with third parties or affiliates for their own marketing.

7. Data Security

We use reasonable safeguards to protect personal information. No system is 100% secure, and we cannot guarantee absolute security.

8. Data Retention

We keep personal information as long as reasonably necessary for the purposes described in this Policy, including providing Services, meeting legal/recordkeeping needs, preventing fraud, resolving disputes, and enforcing agreements, and then delete or de-identify it when appropriate and feasible.

9. Your Rights and Choices

9.1 General Rights and Choices

Depending on where you live, you may request access, correction, deletion, and portability; opt out of certain disclosures (including sales/sharing/targeted advertising where applicable); and opt out of marketing. You can unsubscribe from emails via the link provided and opt out of SMS by replying STOP. We may continue to send service-related messages.

To submit a privacy request (or an appeal, if applicable), contact us at support@broadreachfinancial.com or +1-800-203-2176. We may need to verify your identity and may deny requests where permitted by law.

9.2 California Privacy Rights (CCPA/CPRA)

California residents may have rights to know, access, correct, delete, and obtain a copy of personal information, and to opt out of the sale/sharing of personal information and certain targeted advertising, subject to exceptions. We will not discriminate for exercising these rights. Submit requests using the contact details above; authorized agents may be permitted with proof of authorization.

9.3 Other State Privacy Rights

Residents of other states with privacy laws may have similar rights (access, correction, deletion, portability, and opt-out of sale/targeted advertising/profiling), subject to legal limits and exemptions (including where certain data/activities are governed by laws such as GLBA or FCRA).

10. Third-Party Websites and Services

Our Services may link to third-party sites or services. We do not control their privacy practices. Review their policies before providing information.

11. Children’s Privacy

Our website and Services are not intended for anyone under 18, and we do not knowingly collect personal information from individuals under 18.

12. Changes to This Privacy Policy

We may update this Policy from time to time. We will revise the “Last updated” date when changes are posted. Continued use after posting means you acknowledge the updated Policy.

13. Contact Us

Broad Reach Financial Services INC.

Email: support@broadreachfinancial.com

2534 W Medina Ave Mesa AZ 85202

1-800-203-2176